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Monday, April 27, 2009

So....it's...a/an....

A! I got my final grade back for the last I completed last week. I'm thrilled that I ended the class with an A. I earned 93.5% for the class. I was worried that my final paper and power point presentation wouldn't get as good of a mark as I wanted. I ended up getting 18 out of 20 points on that. I really wanted to do better, but I will accept that score. I have completed five classes now, and so far they've all been with A's. This class was the lowest score % wise that I've had. It was a really informative class, but it was much more technical than I had thought it would be. I guess it's a good thing though. I can take what I've learned and actually apply it to future classes, and other experiences. I guess that's all I have to say.

Where does the time go?

I can't believe I haven't updated in so long. I guess I was waiting until I had something new to say, but really it's just the same old. Tatem turned 5 on the 21st! I can't believe it, she's such a beautiful little girl, and so precious. I can still remember her cries as she entered the world, and I remember holding her for the first time. Ugh, she's my baby, and now she's not a baby. She is very adamant now to tell you she's a big girl, and she is. I turned 24 on April 23rd. I really don't feel any different, but I've felt older than my years for a long time now. I don't mean that I feel wiser either, I just feel old. I feel tired, worn out, burnt out, scared, depressed, just overwhelmed. We are pretty sure the foreclosure date will be coming in the mail any day now. So we are hoping and praying to get something settled so that, we will not actually be foreclosed on. This is our home, we have no where to go, nor do we want to leave. We are both still looking for work, and I feel it, something is going to happen very soon. Just pray for us. School is going okay, I am waiting to hear my final grade for my last class. The teacher is taking his sweet time grading our final papers and power point projects. My whole grade rides on this since it was 20% of our grade and it's the only thing that isn't graded. I started my history class on the 21st and the things we are studying don't interest me in the least. I feel this class will be the one that breaks my 4.0 GPA. But I am going to give it my all and that's all I can do.

On the 21st Matt and I had a nice dinner with my parents at their house, then just hung around a bit. On my actual birthday we went out to dinner with Matt's mom and his 7 year old brother. I didn't recieve anything such as a material present, I did recieve a card from one of the woderful ladies of BNA. I did get a lot of Happy Birthday wishes online though.

I am just hoping that I can take this year, and turn it around. Turn our lives around. I am going to try. I'm tired of being a talker, a thinker and a planner. I want to be a do-er.

Wednesday, April 15, 2009

The day of judgment has passed.

Thanks for the good luck wishes on my court appearance and for all of the advice you all have given me. I went to court on Monday April 13th. I hardly slept at all the night before. I was so nervous. It really wasn't a big deal. I just went there, sat and waited as called people by last names. I spoke with the lawyer for Capital One and he told me that I could deny the debt, accept it, or ask for time to seek a lawyer. I went ahead and admitted the debt was mine, because it was, and there was no point is asking for time to get a lawyer when I had already had a month to try to get one, and legal aid services had denied me. I was the second to last person on the docket. I think I waited about an hour before I was called before the judge. I told the judge it was my debt and that I was fully accepting it, that I don't have employment and that I can't get an attorney to fight it. I told him I just want it over with. So they entered the judgment against me meaning, that Capital One has the right to collect every cent that they wanted plus court fees. Which ends up being just under $1,500. Although the lawyer that was representing Capital One told me that since I am not working they can't collect. He said to call when I have some way to work with them. So I guess this means they'll leave me alone for a bit. I thought you all might want to know.

Saturday, April 4, 2009

Update On Me

I thought I would give an update on what's happening with me right now, since so many of you have given me advice and support. First I want to thank you all for your advice, and for all of the information such as links that you have given me. Since Spring is here it seems like places are actually starting to hire again, so Matt and I have been applying for jobs like crazy, since there are more available than there has been in a long while. I am hoping we'll get something even if it's just seasonal work. I took the advice that I was given to contact legal aid for representation against the credit card that is suing me. I applied for the legal aid services Wednesday. I called back Thursday and they said to give them 3-5 business days to review my application before contacting them again. So I didn't expect to hear back until next week. I received a letter in the mail from the legal aid services, and they have turned me down They said that since they have limited funding at this time they can not represent me. They said that my case does have legal merit and that I can contact an attorney at my cost. Well, if I could afford to hire a lawyer I could afford to pay the stinking credit card company.

So as it stands I will be attending my court date April 13th without any legal representation. I'm not sure what will happen, but I guess we'll see. I am still working towards getting the money to file a bankruptcy before the rest of the credit cards sue us as well. We stand to lose the house soon unless we can file the bankruptcy before a foreclosure sell date. So, we are just trying to make money any way we can, and hopefully something will pan out soon.

School is still going well, and I am enjoying the computer literacy class I am in. It's more technical than I thought it would be, but I am actually enjoying learning about the parts of the computer we don't usually think about. I really hope I can continue on with school. It took me a long time, and a lot of building my courage up to actually enroll, and now that I am actually doing it, I don't want to have to give it up.

I appreciate everything that you have done to support me.